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This is a neat year for Christmas Shopping. It’ll be our first year of shopping without having any debt.
Ever since this summer when we paid off the last of our credit debt we have been saving money to both get our emergency fund back up and have money for Christmas– we wouldn’t want to go back into debt, now would we?
This past weekend we decided that we have to sit down and start to get everything together to start buying gifts. We like to get our shopping done early.
Have you started buying gifts yet? I know that some people actually exchange gifts at Thanksgiving, and that means that you probably have a lot of it done already. They have traditional coupons and discounts listed, and will have special sales for Black Friday and Cyber Monday! I know of a lot of ladies around me that try to get the best deals on Black Friday, but unless it’s compelling I’d rather avoid the rush.
